(773) 273 8330
2023 w 95th st Suite B, Chicago IL 60643
bluboxhome@gmail.com

FUND YOUR DEAL

Financing for real estate deals. No experience required. Blu Box Homes can assist you with getting private lending for your rehab or small multi-family properties. We have exclusive relationships with lenders as seamless as possible. We can close in 14 days. NO JUNK FEES. NO PREPAYMENT PENALTIES. Check out some of our loan programs:

Fix and flip

For the investor who wants to purchase and renovate an investment property in order to sell it.

– Financing 90% of purchase and rehab costs
– 13 month term
– 70% loan to ARV
– No junk fees
– Minimum FICO 600
– Most recent tax returns required
– 2 months banks statement

Multifamily Program

Multifamily loan for rehab and value add with 5 units or more

Loan Amount between $250,000 to $5,000,000

No pre-payment penalties. Pay the loan off quickly or use the entire 2-years

Loan amount is based on total cost to include purchase price and rehab or refinance with payoff and rehab. Rehab can include mi­nor/major renovations, upgrades, and value add purchases

Minimum 670 credit score

Rental 2+1 Program

For the investor looking to bridge the gap between short term and permanent financing.

– Term is 2 year interest only balloon
– Minimum credit score 660
– Must be rent-ready condition
– Must be non-owner occupied
– Single Family Residential,
– minimum 700 sq. ft.
– 2-4 Family, minimum 500 sq. ft. per unit Warrantable condominiums,
– minimum 500 sq. ft.
– Multifamily apartment buildings
– Mixed use buildings (Residential >50%

Rental 30 Program

Designed for the real estate investor purchasing or refinancing investment properties to hold for business purposes

– Term: 30-year fixed or 5/1 ARM,
– full amortization
– Prepayment Penalty:
– 5% stepping down 1 % every year
– Minimum Loan Amount: $50,000
– Minimum Property Value: $75,000
– Minimum FICO score 660
– Minimum 24 months of credit history No bankruptcies in past 4 years
– No foreclosures, short sales, or deed
– in lieu in past 3 years
– Minimum of 3 active trade lines per
– borrower for at least 24 months
– Most recent 1 year tax returns are required 2 months of bank statements, including
– average balances, are required
– At least 2 months of asset verification are
– required for all loans
– The value of any stock, bond, or mutual
– fund are reduced by 30%